WATER DAMAGE CAN BE A BIG
PROBLEM FOR HOMEOWNERS.
When a pipe breaks,
or a leak occurs, damage can be extensive. Not only is it a hassle trying
to get the area mitigated and repaired, but it can be very costly. Choosing the right water damage restoration
company is in proper order. In most
circumstances, the homeowner feels
the need to get help as soon as possible.
They’d like a professional water damage
company to come out and dry the affected area and to begin repairs.
Nobody wants to wait and let mold grow and a musty smell fill the air.
There are so many water damage companies
popping up that the task of finding a good one in short order might be
overwhelming. Some rely on the fact that the homeowner is panicked and take advantage of their need for urgent
repairs. Once the bill arrives, there are all kinds of surprises,
and there’s no going back. Find out what
is being provided and what is not before signing.
The
insurance carrier will only pay what they deem reasonable. If the fire and water damage
restoration company bills an unreasonable, excessive amount, guess who gets stuck with the balance,
and the water damage company could potentially file a lean on the home.
As an example, certain materials
might not be billable or redeemable by any particular insurance company. Thus, knowing how your policy reads, and the
intricate by-laws that pertain to water damage loss may
be of benefit, as each insurance carrier has different policies in print. As the old saying goes, read the fine print
before signing.
In order to avoid
being caught in a similar situation, the homeowner
should contact their insurance company’s claims department right away.
They will provide
the necessary information to help you file the claim properly and know what to
expect when hiring a professional restoration company.
Once a restoration
company is decided upon to help in your emergency, the insurance carrier will
resolve all payment directly, and the homeowner as well as the restoration
contractor, will avoid possible conflicts in payment resolution if these
matters are considered up front and out in the open.
Most water damage
contractors secure a down payment of some sort to ensure that the homeowner is
serious about getting the work done and there are upfront operating costs to
get any water damage
loss started.
If
you experience water loss in your home, don’t panic. Contact your insurance carrier’s claims department, get
the necessary paperwork, claim number, contact information and find a good,
reputable water damage restoration company that will get your home back to
normal by industry standards and you will rest assured that your work will be
done correctly.
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