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Water Damage Restoration & Cleanup Chicago 773-885-8528

Water and   flood damage can be one of the most costly disasters a home or business owner can face. Bursting pipes, sewage backups , and...

Wednesday, May 7, 2014

Water Damage 773-885-8528


WATER DAMAGE CAN BE A BIG PROBLEM FOR HOMEOWNERS. 

When a pipe breaks, or a leak occurs, damage can be extensive.  Not only is it a hassle trying to get the area mitigated and repaired, but it can be very costly.  Choosing the right water damage restoration company is in proper order.  In most circumstances, the homeowner feels the need to get help as soon as possible.   They’d like a professional water damage company to come out and dry the affected area and to begin repairs.  Nobody wants to wait and let mold grow and a musty smell fill the air.

There are so many water damage companies popping up that the task of finding a good one in short order might be overwhelming.  Some rely on the fact that the homeowner is panicked and take advantage of their need for urgent repairs.  Once the bill arrives, there are all kinds of surprises, and there’s no going back.  Find out what is being provided and what is not before signing.

The insurance carrier will only pay what they deem reasonable.  If the fire and water damage restoration company bills an unreasonable, excessive amount, guess who gets stuck with the balance, and the water damage company could potentially file a lean on the home.

As an example, certain materials might not be billable or redeemable by any particular insurance company.  Thus, knowing how your policy reads, and the intricate by-laws that pertain to water damage loss may be of benefit, as each insurance carrier has different policies in print.  As the old saying goes, read the fine print before signing.
In order to avoid being caught in a similar situation, the homeowner should contact their insurance company’s claims department right away.  They will provide the necessary information to help you file the claim properly and know what to expect when hiring a professional restoration company.

Once a restoration company is decided upon to help in your emergency, the insurance carrier will resolve all payment directly, and the homeowner as well as the restoration contractor, will avoid possible conflicts in payment resolution if these matters are considered up front and out in the open.
Most water damage contractors secure a down payment of some sort to ensure that the homeowner is serious about getting the work done and there are upfront operating costs to get any water damage loss started.


If you experience water loss in your home, don’t panic.  Contact your insurance carrier’s claims department, get the necessary paperwork, claim number, contact information and find a good, reputable water damage restoration company that will get your home back to normal by industry standards and you will rest assured that your work will be done correctly.

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