WATER DAMAGE IS A HUGE PROBLEM WHEN LEFT UNATTENDED
When a pipe breaks, or a leak occurs, damage can be
extensive. Not only is it a hassle trying to get the area mitigated and
repaired, but it can be very costly.
Choosing the right water
damage restoration company is in proper order. In most circumstances, the homeowner feels the need to get help as soon as
possible. They’d like a professional
water damage company to come out and dry the affected
area and to begin repairs. Nobody wants to wait and let mold grow and a
musty smell fill the air.
There are so many water
damage companies popping up that the task of finding
a good one in short order might be overwhelming. Some rely on the fact
that the homeowner is panicked and take
advantage of their need for urgent repairs. Once the bill arrives,
there are all kinds of surprises, and there’s no going back. Find out what is being provided and what is
not before signing. Sometimes, this
might be difficult if you are out of town.
As water
damage problems don’t wait for us to return home before they strike. Ask for references. How long has the company been in
business? Are they a BBB affiliate or
registered with the BBB, or other local chambers of commerce? Do your homework.
The insurance carrier will only pay what
they deem reasonable. If the fire
and water damage restoration company bills an
unreasonable, excessive amount, guess
who gets stuck with the balance, and the water damage company could
potentially file a lean on the home.
As an example, certain materials might not be billable or
redeemable by any particular insurance company.
Thus, knowing how your policy reads, and the intricate by-laws that
pertain to water
damage loss may be of benefit, as each
insurance carrier has different policies in print. As the old saying goes, read the fine print
before signing.
In order to avoid being caught in a similar situation,
the homeowner should contact their insurance
company’s claims department right away. They will provide
the necessary information to help you file the claim properly and know what to
expect when hiring a professional restoration company.
Once a water restoration
company is decided upon to help in your emergency, the insurance carrier
will resolve all payment directly, and the homeowner as well as the restoration
contractor, will avoid possible conflicts in payment resolution if these
matters are considered up front and out in the open.
Most water damage
contractors secure a down payment of some sort to ensure that the homeowner
is serious about getting the work done and there are upfront operating costs to
get any water damage loss started.
If you experience water loss in your
home, don’t panic. Contact your insurance
carrier’s claims department, get the necessary paperwork, claim number, contact
information and find a good, reputable water damage
restoration company that will get your home back to normal by industry
standards and you will rest assured that your work will be done correctly.
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